Job description

Our financing policy is based on active participation in the development of a more sustainable society. A policy that is anchored in the real economy and transparent on the criteria and financing decisions that also take into account the climate objectives that the bank seeks to achieve.

As a Relationship Manager Business Banking for SME & Non Profit, you are responsible for the following tasks:

You proactively approach and seek out prospects in Belgium who respect Triodos' foundations and values by offering solutions in line with our business strategy and financial objectives
You are looking for credit, savings and investment opportunities.
To do this, you offer financial products that are in line with our business strategy and financial objectives and tailored to the client's needs.
You are co-responsible for the development and implementation of the financial strategy and objectives of the business banking department.
You negotiate the terms of credit offers with prospects and/or banking partners.
You will carry out in-depth analyses (contracts, cash flow model, etc.), draft, present and defend files to the credit committee.
You will assist in/or draft the credit agreement in coordination with the back-office teams and the legal department
You will coordinate the implementation of the financing, from the eventual due diligence to the financial close.
You will monitor the disbursement of credits during the construction phase of the projects financed until they are received.
You ensure the follow-up of your customers and the respect of contractual agreements throughout the term of the loan
You will monitor market developments in the sector and represent the bank and its values externally on an ad hoc basis (conferences, sector meetings, etc.).
Through networking and prospecting, you can identify interesting market segments and business opportunities.

Profile

You have a university degree (e.g. law, economics, commercial engineering) or equivalent and have at least 5 years' experience in the SME Lending sector.
You work in a structured, autonomous, precise and efficient manner with a critical and analytical mind.
Communicative and sociable.
You are fluent in French or Dutch and have a good knowledge of the other national language. A good knowledge of English is essential.
You are a team player and you take to heart to coach colleagues with less experience.
Prospecting is a task that inspires you and doesn't scare you.

Why apply?

An open-ended contract.
A salary in line with the market that will be communicated to you in full transparency. For more information on our salary policy, see '5 good reasons to apply to Triodos Bank'.
An interesting package with: meal vouchers, eco-vouchers, group and hospitalisation insurance, 100% reimbursement of transport costs, a company bike...
The ability to work from home 2 to 4 days a week.
Individual and personalized follow-up of your learning plan to develop your talents.
A pleasant working atmosphere based on our values and where the well-being of the employee is central.
Great colleagues who have the same social, sustainable or cultural values as you.
A job that makes sense!