Job description

Our credit expertise team within the Business Banking department is looking for an associate for the administrative management of a portfolio of high-impact business loans.

Triodos Bank Belgium's Business Banking department has 40 colleagues, including 12 colleagues who work in the sales team for our business clients in the following areas: project finance, renewable energy, healthcare, art and culture, small and medium-sized enterprises, Triodos' ethical investment products and sustainable real estate. This team is solely focused on generating new operations that have a positive impact on society.

It is supported by a Middle Office made up of a dozen colleagues who provide support to the sales team. This support takes the form in a variety of ways: analysis of files and simple loan proposals, monitoring of withdrawals from appropriations, sectoral analyses, etc.

Finally, the Loan Administration team is responsible for the administrative follow-up of all business loans granted by Triodos Bank, forming the backbone of the Business Banking department. The vacancy is within this last team, made up of a dozen people with various profiles.

Duties and Responsibilities

As a Credit Administrator:

You will draft credit agreements of varying complexity, in close collaboration with the sales teams.
You ensure that the agreed guarantees are put in place, by being in regular contact with external partners such as notarial offices, subsidizing authorities or regional guarantee funds.
You are responsible for the encoding and management of credit data and collateral in our banking systems. Throughout the life of the loan, you will carry out a wide range of tasks: monitoring direct debits, controlling payments, rate renewals, drafting amendments, etc.
You are responsible for the accuracy of the calculation and billing of commissions and other fees.
You draw up different types of certificates (auditor's certificate, bank declarations, tax certificates, etc.) for external parties.
You participate in the collection and transmission of data to the National Bank of Belgium.
You ensure that all credit procedures and work instructions are applied correctly.
Through your creativity, flexibility and proactivity, you contribute to the improvement of our internal procedures and working methods.
In all your tasks, you will work hand in hand with the sales departments, the middle office and the in-house legal department. Smooth and transparent communication is therefore a prerequisite.

Profile

You have a bachelor's degree, a master's degree or equivalent professional experience in addition.
Experience in the administrative management of loans is an undeniable asset. However, a personalized training path will allow you to gradually develop the knowledge necessary for the position.
You have an excellent knowledge of French or Dutch and a good knowledge of the second national language and English.
You work precisely, organized and efficiently.
You are communicative, collegial and a good team player.
You have an excellent knowledge of Microsoft Office, Word and Excel.
You think proactively, resist stress, and plan ahead to meet deadlines.

Why apply?

A permanent contract (possibility of doing this on a part-time basis).
A salary in line with the market that will be communicated to you in full transparency. For more information on our salary policy, see '5 good reasons to apply to Triodos Bank'.
An interesting package with: meal vouchers, eco-vouchers, group and hospitalisation insurance, 100% reimbursement of transport costs, a company bike...
The ability to work from home 2 to 4 days a week.
Individual and personalized follow-up of your learning plan to develop your talents.
A pleasant working atmosphere based on our values and where the well-being of the employee is central.
Great colleagues who have the same social, sustainable or cultural values as you.
A job that makes sense!